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Terms of Service

Last updated: March 12, 2026

These Terms of Service ("Terms") govern your access to and use of the Budget Partner platform and related services (collectively, the "Service") operated by Budget Partner ("we," "us," or "our"). By creating an account or using the Service, you agree to be bound by these Terms.

1. Eligibility

You must be at least 18 years old to use the Service. By using the Service, you represent that you meet this requirement and have the legal capacity to enter into a binding agreement.

2. Account Registration

You must provide accurate, current, and complete information when creating an account. You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. Notify us immediately at legal@budgetpartner.com if you suspect unauthorized access.

3. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable laws or regulations.
  • Attempt to gain unauthorized access to any part of the Service or its related systems.
  • Upload or transmit malware, viruses, or any harmful code.
  • Scrape, crawl, or systematically extract data from the Service without written consent.
  • Impersonate another person or entity.
  • Use the Service to process fraudulent transactions or to commit financial crimes.

4. Subscription Plans and Billing

Certain features of the Service require a paid subscription. Subscription fees are billed in advance on a monthly or annual basis as selected. All payments are processed by Stripe. Fees are non-refundable except as required by applicable law or as expressly stated in our refund policy.

We reserve the right to change subscription prices upon reasonable notice. Continued use of the Service after a price change constitutes acceptance of the new pricing.

5. Financial Data and No Advice

Budget Partner is a personal financial management tool. We do not provide financial, investment, tax, or legal advice. The information displayed in the Service is for informational purposes only. Always consult a qualified professional before making financial decisions.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Budget Partner and its licensors. You are granted a limited, non-exclusive, non-transferable license to use the Service for your personal, non-commercial purposes.

7. User Content

You retain ownership of the data you upload to the Service (e.g., transactions, notes, budgets). By using the Service, you grant us a limited license to store and process your data solely to provide and improve the Service. We will not use your financial data for advertising or sell it to third parties.

8. Termination

We may suspend or terminate your account at any time for violation of these Terms, fraudulent activity, or other conduct that harms the Service or other users. You may delete your account at any time from your profile settings. Upon termination, your right to use the Service ceases immediately.

9. Disclaimer of Warranties

The Service is provided "as is" and "as available" without any warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or completely secure.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Budget Partner shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of data, revenue, or profits, arising from your use of or inability to use the Service. Our total liability to you for any claim shall not exceed the amount you paid us in the twelve months preceding the claim.

11. Governing Law

These Terms are governed by and construed in accordance with applicable law. Any disputes arising from these Terms or the Service shall be resolved through binding arbitration or in the courts of competent jurisdiction, as required by law.

12. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Service after changes constitutes your acceptance of the revised Terms.

13. Contact Us

If you have questions about these Terms, please contact us at: legal@budgetpartner.com.

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